Smart Payment Platform

Smart Payments
Made Simple

Pay vendors, reimburse teams, and receive customer payments — all in one place. Pcash centralizes every payment stream, from accounts payable to payroll reimbursements and customer receipts, and connects seamlessly with M-PESA and bank transfers.

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Smart payments
Secure & compliant
Real-time sync

Payments Dashboard

All payments, one place

Live
Real-time
💰 Today
KES 2.4M
Paid out
⏳ Pending
12
Approvals
📈 Received
KES 1.8M
This week

Recent Payments

TechCorp Ltd
Software License via M-PESA
2 minutes ago
KES 85,000
Paid
Office Supplies Co
Pending approval
Waiting for CFO approval
KES 15,500
Pending
Client ABC Payment
Invoice #2849 received
5 minutes ago
KES 180,000
Received
Processing: 247 payments
Auto-sync active
Payment Sent
KES 85,000 to TechCorp Ltd
Just now

Trusted by finance teams at leading companies

Syokinet
Nautics Flow
Seal & Associates
Zima Homes
Rewards
Syokinet
Nautics Flow
Seal & Associates
Zima Homes
Rewards

All Your Payments
One Platform

Streamline outgoing payments, incoming receipts, and recurring transactions with smart automation

Smart Outgoing Payments 📤 Pay Vendors & Teams

Pay approved invoices directly via M-PESA or bank transfers. Schedule payments, set approval workflows, and auto-reconcile with complete audit trails.

Instant
Disbursement
Auto
Reconcile
Multi-level
Approval
Instant & Scheduled Payments
Pay approved invoices instantly or schedule for specific dates via M-PESA or bank
Custom Approval Workflows
Multi-level approvals based on amount, vendor, or department with mobile notifications
Auto-Reconciliation
Automatic matching with invoices and expense reports for seamless accounting

Outgoing Payments

📤 Payment Queue
3 Pending
Total Amount:
KES 485,000
Next Payment:
Today 2:00 PM
Method:
M-PESA + Bank
Status:
Approved
Ready for Payment
🏢

TechCorp Ltd

Invoice #INV-2024-089

KES 320,000
Ready
👨‍💼

John Doe

Expense Reimbursement

KES 45,000
Pending
KES 2.4M
This Month
156
Payments

Incoming Payments

📥 Revenue Tracking
Live
Today:
KES 890,000
Outstanding:
KES 1.2M
This Month:
KES 18.5M
Collection Rate:
94%
Recent Payments
🏪

RetailCorp

Invoice #2024-156

KES 450,000
Received
🏭

Manufacturing Ltd

Invoice #2024-157

KES 340,000
Partial
M-PESA
78% of payments
Bank
22% of payments

Smart Incoming Payments 📥 Receive & Track Revenue

Receive invoice payments from customers via M-PESA, bank transfers, or other channels. Auto-sync with invoices, generate receipts, and track receivables in real-time.

Auto
Sync
Real-time
Tracking
Auto
Receipts
Multi-Channel Collection
Receive payments via M-PESA, bank transfers, cards, or any payment method
Automatic Invoice Matching
Auto-sync payments with invoices to mark as paid and generate receipts
Real-time Receivables Tracking
Monitor outstanding invoices, overdue payments, and collection performance

Automated Recurring Payments 🔁 Set & Forget

Automate rent, subscriptions, and contract-based payments. Set renewal reminders, payment alerts, and view monthly burn across departments.

Auto
Scheduling
Smart
Alerts
Budget
Tracking
Smart Automation
Automate rent, subscriptions, utilities, and contract payments with flexible scheduling
Renewal Reminders
Get alerts before renewals, contract expiries, and payment due dates
Department Budget Tracking
Monitor monthly burn rate across departments with detailed cost analytics

Recurring Payments

🔁 Monthly Subscriptions
12 Active
This Month:
KES 125,000
Next Payment:
Mar 28
Auto-Pay:
Enabled
Budget:
78% used
Active Subscriptions
🏢

Office Rent

Monthly • Next: Mar 30

KES 85,000
Auto-pay
💻

Software Licenses

Monthly • Next: Apr 5

KES 28,000
Scheduled
KES 340K
Annual Budget
67%
Utilized

Built-In Controls
for Peace of Mind

Complete security and control over every payment with enterprise-grade features

⚙️ Multi-level Approvals

Multi-level approvals before disbursement

🔗 Auto-matching

Auto-matching with invoices & expenses

🚧 Payment Caps

Payment caps by user role

📋 Audit Trail

Complete audit trail for every transaction

How It Works

Simple steps to streamline your payment process

Payment Hub

PAYMENT QUEUE

Vendor Payment
KES 85,000 • Approved
M-PESA Transfer
Processing...

PAYMENT METHODS

📱
M-PESA
🏦
Bank
💳
Card

RECENT PAYMENTS

Office Supplies Co.KES 25K
Paid via M-PESA • 2 mins ago
Marketing AgencyKES 45K
Bank transfer • 1 hour ago
KES 2.4M
This Month
99.9%
Success Rate
01

Approve

Approve invoices, expense claims, or pay requests

02

Select payment method

Choose payment method (M-PESA or bank)

03

Disburse

Send securely — tracked and recorded

04

Reconcile

Auto-reconcile with records in real time

FAQs — Payments on Pcash

Common questions about our payment platform

Can I send payments to both bank accounts and mobile wallets (e.g., M-PESA)?

Yes. Pcash supports disbursements to Kenyan bank accounts and M-PESA. You can select the preferred payment method per vendor, employee, or transaction.

Is it possible to schedule payments in advance?

How does Pcash help with payment reconciliation?

Who can approve and release payments in the system?

Are all payments tracked and auditable?

What happens if a payment fails (e.g., wrong account number or M-PESA issue)?

Can I upload bulk payments for processing?

Is there a limit on the amount I can disburse at once?

Does Pcash support real-time payment status tracking?

Ready to Streamline
Your Payments?

Centralize all your payments with smart automation, real-time tracking, and seamless Mpesa integration. Pay vendors, reimburse teams, and receive customer payments — all in one place.