Stay in Control.
Spend Smarter.
Grow Faster.
Take command of your financial operations with Pcash. Automate spend management, simplify collections, and make confident decisions backed by real-time insights.
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Complete financial oversight
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Trusted by finance teams at leading companies
Why Pcash Works for
Business Owners
Complete financial control, simplified operations, and real-time insights.
Real-Time Financial Visibility
Monitor cash flow, expenses, and receivables from anywhere. Get instant insights into your business performance with live dashboards.
Mobile-First Business Control
Approve expenses, release payments, and monitor budgets from your phone. Stay in control whether you're in the office or on the road.
Smart Spending Controls
Set department budgets, approval limits, and spending policies. Prevent overspending with automated controls and real-time alerts.
Instant M-PESA Payments
Pay suppliers, staff, and expenses instantly via M-PESA. Eliminate cash handling and maintain complete digital payment trails.
Automated Accounting Integration
Sync seamlessly with QuickBooks, Sage, Xero, and other accounting systems. Eliminate double entry and reduce month-end reconciliation time.
AI-Powered Business Insights
Get intelligent spending analysis, fraud detection, and predictive cash flow insights. Make data-driven decisions with AI recommendations.
What You Can Do with
Pcash
One platform. Full visibility. Actionable insights.
| Use Case | How It Helps You |
|---|---|
| Petty Cash Management | Eliminate manual petty cash logs. Digitize cash requests, apply branch-level caps, and disburse instantly via M-PESA. |
| Per Diem Automation | Set daily allowance rates per role or project. Automate policy application and approval workflows. |
| Mileage Reimbursement | Calculate fuel or mileage claims based on predefined rates and trip distances — with audit-ready records. |
| Reimbursement Requests | Allow employees to log expense claims from mobile, attach receipts, and get approvals within minutes. |
| Procurement Requests | Let teams raise purchase requests with predefined limits, then convert them to POs upon approval. |
| Vendor Management | Onboard suppliers with compliance details, track invoice history, and score performance. |
| Invoice Review & Disbursements | Streamline invoice intake, assign approvals, and make payments via M-PESA or bank — fully reconciled. |
| Customer Billing (AR) | Convert quotes to tax-compliant invoices, send via email or WhatsApp, and accept payments digitally. |
| ETIMS Integration | Instantly sync customer invoices with KRA via ETIMS — no manual uploads or formatting. |
| Budget Monitoring | Allocate budget lines per department or project, track in real-time, and get alerts for potential overruns. |
| Cash Flow Forecasting | Predict shortfalls and liquidity gaps based on committed spend and projected collections. |
| Audit-Ready Financials | Export clean, filterable reports with digital records of all approvals, disbursements, and receipts. |
| Closing the Books | Sync with QuickBooks, Sage, Zoho, or NetSuite — then reconcile faster with Pcash-mapped data. |
| AI-Powered Expense Insights | Auto-categorize expenses, detect fraud patterns, and get intelligent prompts for unusual activity. |
| Multi-Location Spend Control | Compare spend by branch, project, or department — all from one dashboard. |
| Custom Approval Flows | Build rules that match your org structure — from simple one-step approvals to complex multi-role paths. |
For Sole Proprietors
Running solo? Pcash makes it easy to look professional, stay organized, and be financially in control — without the accounting overhead.
Expense Tracking Made Simple
Log business expenses (fuel, data, airtime, office items) with photos and tags for easy organization.
Professional Invoicing
Send branded invoices with ETIMS support directly from your phone, maintaining a professional image.
Automated Payment Tracking
Track client payments via bank or M-PESA, automatically matched to your invoices for seamless reconciliation.
Tax-Ready Records
Stay prepared for tax season with clean, organized records and comprehensive reports at your fingertips.
Cash Flow Monitoring
Monitor cash flow patterns, view spending trends, and identify potential issues before they impact your business.
Built for Business on the Go
No matter where you are — site visit, boardroom, or on the road — Pcash helps you stay on top of your finances.
Business Control
QUICK ACTIONS
PENDING APPROVALS
Travel Expense
KES 15,000
Office Supplies
KES 8,500
"I travel a lot. Pcash lets me stay in control without calling the accountant 5 times a day."
Retail Franchise Owner
Kenya
Frequently Asked
Questions
Everything you need to know about financial control for business owners
Do I need an accounting background to use Pcash?
No. Pcash is built to be intuitive and easy to use for business owners — whether or not you have a finance team. Our guided setup, help center, and local support team are here to help you get started and stay compliant.
Can I use Pcash as a sole proprietor or freelancer?
Is Pcash accessible on mobile?
How does Pcash handle M-Pesa payments?
Can I control who spends what in my business?
Do I need to install anything?
What happens if I work with an accountant?
Is my data secure?
Transform the Way You Manage
Business Spend
Whether you're growing fast or just getting started, Pcash helps you operate with discipline, agility, and confidence.